Heritage Growth Portfolios

Heritage offer ten growth portfolios. Ranging from very low to very high risk. The higher the growth portfolio, the more volatile the underlying investments and the greater potential for return and loss.

Note: There is a gradual increase in risk from portfolio 1 (lowest risk) to portfolio10 (highest risk)

 

Growth
Portfolio

 

Risk Profile

Description

Minimum Recommended Investment Period

1

2

Low

You accept exposing your investment to a small degree of risk, in return for an increased capital growth you would expect from cash savings accounts. You are more interested in preserving the value of your investment against inflation than exposing your capital a risk of large losses.

Both of these portfolios will largely invest in Cash, Gilts, Money Market, Property and Fixed Interest funds. Porfolio 1 will have a greater allocation on Money Market funds.

(View these funds) .. (HFS1performance).... (HFS2 performance)

At least 3 years

 

3

4

 

Low to Medium

You accept exposing your investment to a small degree of risk, in return for an increased capital growth you would expect from cash savings accounts. You tend to prefer investments that expose your money to less risk of a decline in value.  However, you recognise that in order to achieve higher returns, you accept that you must take some additional risk by investing a small proportion in UK equities. You acknowledge that your investment is more likely to fluctuate in value during the investment period.

Portfolio 3 will largely invest in Fixed Interest, Property and UK Equity funds.

(View these funds)...... (HFS3 performance)

Portfolio 4 will largely invest in Fixed Interest, Property, and a small percentage in UK Equity, European and North American funds.

(View these funds) ......(HFS4 performance)

At least 5 years

 

5

6

 

Medium

You are willing to place some reasonable emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to invest in a much wider/global range of funds and therefore accept that any investment is more likely to fluctuate in value during the investment period. 

Portfolio 5 will largely invest in Fixed Interest, Property, UK Equity, and a relatively small percentage in European, North American, Far Eastern and Global Emerging Market funds......................

..(View these funds)...... (HFS5 performance)

Portfolio 6 will largely invest in Fixed Interest, Property, UK Equity, and a relatively small percentage in UK Smaller Companies, European, North American, Far Eastern, Global Emerging Markets and Japan funds. ..............................................................

(View these funds)...... (HFS6 performance)

At least 7

7

8

 

Medium to High

You are willing to place a lot more emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to accept that any investment is more likely to fluctuate in value during the investment period, with much sharper gains and losses. 

Portfolio 7 will invest a lower percentage in Fixed Interest funds, Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, North American, Far Eastern, Global Emerging Markets and Japan funds...............................

(View these funds).......(HFS7 performance)

Portfolio 8 will invest a lower percentage in Fixed Interest funds, Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds. .........................................

(View these funds)....... (HFS8 performance)

At least 10 years

9

10

 

High

You are willing to place a lot more emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to accept that any investment is more likely to fluctuate in value during the investment period, with much sharper gains and losses.

Portfolio 9 will invest a lower percentage in Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds............................................

(View these funds)...... (HFS9 performance)

Portfolio 10 will invest a lower percentage in UK Equity, and invest more heavily Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds.......

(View these funds)...... (HFS10 performance)

At least 10 years