Fee Tariff

At Heritage, we like to be offer a transparent charging structure so you know exactly how much you will have to pay for our services for the recommendation, implementation and ongoing servicing of your investments and pensions. The table below details the Report Fee we charge for researching and recommending appropriate investments. If you would like a individual quotation for the cost of our services please use our Call Back form.


Financial Report Fees


Investment Advice
Report Fee
Pension Advice
Report Fee
Pension Advice
Report Fee

Protection Advice & Miscellaneous

Report Fee
ISA / Unit Trust / OEIC / Junior ISA
Stakeholder / Personal Pension
Lifetime Annuity Purchase with same Life Office


Plus £50 each additional transfer

Life Assurance
Life Assurance in Trust

ISA Transfer

Plus £50 each additional transfer


SIPP / SASS without property purchase



Plus £50 each additional transfer

With Profit / Unit Linked Annuity


Plus £50 each additional transfer

Income Protection
UK & Offshore Investment Bond

SIPP / SASS with property purchase



Plus £50 each additional transfer

Purchased Life Annuity
Tailored IHT Planning
UK & Offshore Investment Bond in Trust
Enterprise Investment Scheme / Venture Capital Trust

Flexi-Access Drawdown



Plus £50 each additional transfer

Review of you existing contracts


per contract

Cash & Cash ISA Accounts

Non Occupational Pension Transfer



Plus £50 each additional transfer



The Report Fee is a non-refundable fee and is payable after the Report has been agreed and issued. You will be charged by the product. e.g.

Stocks & Shares ISA (£235) + Personal Pension (£450) = £685

You can elect to pay the Report Fee at the same time as any money is invested and you will have the option to pay this from your own personal or business resources or instruct us to take it from the product. If you do not wish to take-up our recommendation(s), then you will only pay the Report Fee.

Initial Adviser Charge

In addition to the Report Fee there is an Initial Charge ranging between 1% and 0.2% per annum and will ultimately depend on the amount invested and the Management Service you require.

Annual Management Service Charge

Full details of our range of ongoing service charges can be found within the Service Charter.

Full details of our charges can be found within our Client Agreement.

Fee Quotation

If you would like us to provide a quotation for any aspect of financial planning work please complete our Callback form.

For details of our Non Advisory Fee Tariff click here