Use of this website is subject to the following terms and conditions:

This website is issued by Heritage Financial services (IW) Limited, which is authorised and regulated by the Financial Conbduct Authority (FSA Register number 629578, see for registration details).

The Heritage Financial Services website is provided solely for retail clients, and pension scheme members for their personal use to access financial information with a view to placing business with Heritage Financial Services. They may not be used by any other third party or commercial organisation without prior express written consent from Heritage Financial Services.

The Heritage Financial services website is intended for investors over 18 years of age who are resident in the UK only. The websites and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Investors who are resident in or citizens of countries other than the UK may be subject to local restrictions. Due to the implementation of the European Union Savings Directive (EUSD) in the UK we may be required to collect supplementary information for investors who are resident outside the UK for tax purposes.

The Heritage Financial website may also contain links to, and from, third parties. The information and services offered within these third party websites has been produced by companies independent of Heritage Financial Services who may not be regulated to conduct investment business. Any information, views or opinions accessed via links from the Heritage Financial Services websites are solely those of the relevant provider and are not necessarily shared by Heritage Financial Services. As such, Heritage Financial Services accepts no responsibility for these third party websites.

The Heritage Financial services website may contain information provided by third parties which is believed by Heritage Financial services to be reliable and accurate. However, Heritage Financial services do not guarantee this and accepts no liability. You agree and understand that while it may be possible to access information and news stories through the Heritage Financial Services websites this does not constitute a personal recommendation to buy, sell, or otherwise trade all or any of the investments which may be referred to.

Please note that the entire Heritage Financial Services website, and any entries, passwords or usernames made, are accessible for viewing by Heritage Financial Services. This information will not be passed to any third parties and will only be utilised for the purposes of assisting you in the event of a query.

Any technical support given by Heritage Financial Services staff is given in good faith and Heritage Financial Services cannot accept liability for any data or information held on your computer, which may be lost or damaged in processes advised.

The Heritage Financial Services website uses pop-up windows to display certain types of information, please ensure that you have disabled pop-up blockers from your browser when using our website. Heritage Financial Services will not be held liable for any loss incurred as a result of your inability to view information resulting from the use of pop up blockers.