Heritage Growth Portfolios

Heritage offer six growth actively managed portfolios, ranging from very low to very high risk. If you are unsure about which risk category you fall into (which may be different for different investments and pensions), or would like to check the performance, have a look at our Portfolios for Capital Growth page. The higher numbered growth portfolio, contains potentially more volatile and riskier underlying assets and therefore the greater potential for higher gains and loss.

Below are the balanced/medium risk Heritage Growth (3 & 4) portfolios:

Heritage Growth 3 Portfolio

This portfolio has a balanced mix between lower risk 'fixed interest', medium risk and higher risk equity funds. This portfolio is suitable for an investor with a medium risk profile and who is prepared to accept a higher risk in return for potentially greater rewards and we suggest planning to invest for a minimum period of at least 7 years or longer. Please be aware that fund and portfolio values will fluctuate throughout the investment period so, if you cannot accept a fall in the value of your portfolio from time to time, then this type of investment is not for you.

Fund
Investment Sector
Risk Rating
Weighting
M&G Optical Income A
Sterling Strategic Bond
3
18%
M&G Corporate Bond A
Sterling Corporate Bond
2
36%
First State Global Properties Securities
Property
4 10%
Invesco Perpetual High Income Acc
UK Equity Income
4
10%
Blackrock UK Special Situations
UK All Companies
5

16%

Threadneedle American
North America
6
5%
Threadneedle European Select
Europe (excluding UK)
5
5%
Combined Risk Rating
  3 100%

Fund Risk Rating: 1 = Very Low risk; 2 = Low risk; 3 = Medium risk; 4 = Medium High risk; 5 = High risk; 6 = Very High risk

 

Heritage Growth 4 Portfolio

This portfolio has a balanced mix between lower risk 'fixed interest', medium risk and higher risk equity funds. This portfolio is suitable for an investor with a medium risk profile, who is prepared to accept a higher risk in return for potentially greater rewards and we suggest planning to invest for a minimum period of at least 10 years or longer. Please be aware that fund and portfolio values will fluctuate throughout the investment period so, if you cannot accept a fall in the value of your portfolio from time to time, then this type of investment is not for you.

Fund
Investment Sector
Risk Rating
Weighting
M&G Optical Income A
Sterling Strategic Bond
3
14%
M&G Corporate Bond A
Sterling Corporate Bond
2
20%
First State Global Properties Securities
Property
4 10%
Invesco Perpetual High Income Acc
UK Equity Income
4
13%
Blackrock UK Special Situations
UK All Companies
5

8%

Liontrust UK Smaller Companies
UK Smaller Companies
6
4%
Threadneedle American
North America
6
10%
Threadneedle Eurpean Select
Europe (excluding UK)
5
4%
First State Asia Pacific Leaders
Asia Pacific excl. Japan
6
5%
Schroder Japan Alpha Plus
Japan
6
2%
Aberdeen Emerging Markets
Global Emerging Markets
6
5%
JPM Natural Resources
Specialist (Commodities)
6
2%
AXA Framlington Health

Specialist (Health)

6
3%
Combined Risk Rating

 

4
100%

Fund Risk Rating: 1 = Very Low risk; 2 = Low risk; 3 = Medium risk; 4 = Medium High risk; 5 = High risk; 6 = Very High risk

 

Risk Warning:

1. Past performance is no guide to future performance

2. The value of each fund will fluctuate in value on a daily basis

3. If you were to withdraw your money, particularly in the early months/years, you may not receive all of your money back