Heritage Income Portfolio

Heritage offer one income portfolio which yields approximately 5-6% p.a.. The underlying investments pay income monthly, quarterly or biannually. You can elect to have the income paid to you monthly, quarterly, biannually, annually or when the income reaches a certain amount. The funds are designed to achieve approximately the level of growth needed to cover the annual yield so as to be able to, in theory, pay a variable level income for the life of the investment.

This portfolio invests a high proportion of monies into 'fixed interest' investments (which helps to keep the overall risk of the portfolio down), medium risk property and a relatively small element of high yielding UK equities. This portfolio is suitable for an investor with a low risk profile and who is prepared to accept a small degree of risk in return for potentially a higher income than they would receive from cash accounts and we suggest planning to invest for a minimum period of at least 5 years or longer. Please be aware that fund and portfolio values and income will fluctuate throughout the investment period so, if you cannot accept any fall in the value of your portfolio or income from time to time, then this type of investment is not for you. Click here to check the performance of the Income Portfolio.

 

Fund
Investment Sector
Risk Rating
Weighting
Yield
Artemis Income Inc
UK Equity Income
4
12.5%
4.68%
Henderson UK Property
Property
3
15%
4.70%
Jupiter Strategic Bond Inc
Sterling Strategic Bond
3
12.5%
5.90%
AXA Global High Income
Sterling High Yield
4
10%
6.40%
Cazenove Corporate Bond B
Sterling Corporate Bond
2
25%
5.70%
Threadneedle UK Equity Income Inc
UK Equity Income
4
12.5%
4.30%
Threadneedle Emerging Market Bond
Global Bond
4
12.5%
5.70%
Combined Risk Rating
3
100%
5.38%

Fund Risk Rating: 1 = Very Low risk; 2 = Low risk; 3 = Medium risk; 4 = Medium High risk; 5 = High risk; 6 = Very High risk

Risk Warning:

1. Past performance is no guide to future performance

2. The value of each fund will fluctuate in value on a daily basis

3. The level of income is not guaranteed

4. If you were to withdraw your money, particularly in the early months/years, you may not receive all of your money back