Section 1 - Personal

*Required Field

* *

* *

(£) *

 

Section 2 - Contributions

Please specify how much you wish to contribute and where the monies will be coming from.

............................................... .........If nil enter "0" ..................................................If nil enter "0"

Source of money

 Have you used any or all of your ISA allowance for this tax year?

If Yes, please enter the amounts:........ Stocks & shares (£) .....CaCash. ISA (£)
...

Section 3 - Investment Objective

Investment Purpose * If 'Other' specify

Accessing my investment is

Do you favour performance over lower charging funds?

I believe that funds managed by fund managers, which have higher annual charges, can
outperform funds that do not employ a fund manager

Section 4 - Risk Profile

Please read the description and afterwards click on the most appropriate radial button to confirm your choice. The lowest risk Portfolio is 1 and they gradually increase in risk to Portfolio 10. If, after looking at the table below, you are unsure about what your risk profile is you can complete our Risk and Reward Questionnaire in addition to this questionnaire which will enable us to calculate your risk tolerance and advise you accordingly.

 

Growth
Portfolio

 

Risk Profile

Description

Minimum Recommended Investment Period

1

Low

You feel more comfortable investing in funds that are considered slightly higher risk than cash accounts in an attempt to offset inflation against relatively low interest rates.

Although it cannot be guaranteed, this portfolio is less likely to produce a financial loss if kept for the minimum recommended investment period. This is best used for shorter term investments or lifestyle switching of existing funds as a designated date/period approaches i.e. retirement.

This portfolio will largely invest in Index Linked Gilts, Money Market, and Fixed Interest funds.

At least 3 years

 

2

 

Low to Medium

You feel more comfortable investing in funds that are considered slightly higher risk than cash accounts in an attempt to offset inflation against relatively low interest rates.

Although it cannot be guaranteed, this portfolio is less likely to produce a financial loss if kept for the minimum recommended investment period. This is best used for shorter term investments or lifestyle switching of existing funds as a designated date/period approaches i.e. retirement.

However, you recognise that in order to achieve higher returns, you accept some additional risk. You acknowledge that your investment is more susceptible to low level fluctuations in value during the investment period.

This portfolio will largely invest in Index Linked Gilts, Fixed Interest, Property and UK Equity funds.

At least 5 years

 

3

 

Medium

You feel more comfortable investing in a diverse mix of low, medium & high risk funds in order to “not keep all your eggs in one basket”. The overall potential risk is considered much higher than cash accounts in an attempt to offset inflation against relatively low interest rates.

This portfolio is more likely to fluctuate in value during the investment period; although not guaranteed, it is less likely to produce a financial loss if kept for the minimum recommended investment period.

This portfolio will largely invest in Fixed Interest, Property, UK Equity funds, and a relatively small exposure to European and North American funds.

At least 7

4

 

Medium to High

You feel more comfortable investing in a diverse mix of low, medium & high risk funds in order to “not keep all your eggs in one basket”. The overall potential risk is considered much higher than cash accounts in an attempt to offset inflation against relatively low interest rates.

This portfolio is more likely to fluctuate in value a higher degree during the investment period, due partly to investing in overseas companies, monetary exchange rates and emerging countries that may encounter political problems. Although not guaranteed, it is less likely to produce a financial loss if kept for the minimum recommended investment period.

This portfolio will invest in a lower percentage in Fixed Interest, Property & UK Equity funds, and a relatively small exposure to UK Smaller Companies, European, North American, Commodities, Far Eastern, Global Emerging Markets and Japan funds.

At least 10 years

5
High

You feel more comfortable investing in a diverse mix of low, medium & high risk funds in order to “not keep all your eggs in one basket”. The overall potential risk is considered much higher than cash accounts in an attempt to offset inflation against relatively low interest rates.

This portfolio is more likely to fluctuate in value to a higher degree during the investment period, due partly to investing in overseas companies, monetary exchange rates and emerging countries that may encounter political problems. Although not guaranteed, it is less likely to produce a financial loss if kept for the minimum recommended investment period.

This portfolio will invest in a lower percentage in Fixed Interest, Property & UK Equity funds, and a relatively small exposure to UK Smaller Companies, European, North American, Commodities, Far Eastern, Global Emerging Markets and Japan funds.

At least 15 years

6

 

Very High

You feel more comfortable investing in a diverse mix of medium & high risk funds in order to “not keep all your eggs in one basket”. The overall potential risk is considered significantly higher than cash accounts in an attempt to offset inflation against relatively low interest rates.

This portfolio is more likely to fluctuate in value to a higher degree during the investment period, due partly to investing in overseas companies, monetary exchange rates and emerging countries that may encounter political problems. Although not guaranteed, it is less likely to produce a financial loss if kept for the minimum recommended investment period.

This portfolio will not be invested in property funds, be exposed a lot less in UK Equity funds, and invest more heavily in UK Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Commodities, Global Emerging Markets and Japan funds.

At least 15 years

 

Section 5 - Options to Invest Your Money

 

Section 6 - Your comments

Provide us with any information that will help us arrange the most appropriate investment and funds

 

*

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Complete this form if you are planning to invest in total £75,000 for capital growth, but are not sure which product or funds to choose. Once you have completed and returned the form by clicking on the Submit button, it will enable us to determine the most appropriate investment route for you.

Please read this statement:

This essentially is an emailed questionnaire from you to us, which helps us to put you on the right track to pick the investment that we believe to be the most appropriate for you.

We ask that you complete all of the data capture boxes that are relevant to you. If you do miss one or more of the data capture boxes, we will contact you so that you are able to provide this over the telephone, by post or email. This will effectively extend the application process.

Advisory process

Step 1 - Complete the Investment Questionnaire and submit to us

Step 2 - Once we receive the emailed Questionnaire, we will evaluate it and with any additional information we may ask of you, contact you via email what we believe is the best investment(s) for you.

Step 3 - You will need to confirm your acceptance or rejection. If you accept, we will ask you to complete the recommended investment application(s) on-line, by providing you with the appropriate web links. Once this has been received, we will register you onto the Heritage Wealth Management investment platform (administered by Standard Life).