For application forms, Client Agreements, Risk Profilers and a range of other literature, please click on the appropriate link below:
Heritage Financial Services Literature
- Compliance Literature
- Heritage Wealth Management Literature
- Heritage Portfolio Performance
- Our Services
Brochure Guides
Garbetts Financial Strategies Literature
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Heritage Financial Services Literature
Compliance Literature
- Client Agreement
- Execution Only Agreement
- Money Laundering Document
- Investment Alteration Form
- Pension Alteration Form
- Personal Questionnaires
- Risk Profilers
- Risk and Reward Questionnaire (15 Questions)
- Risk and Reward Questionnaire (15 Questions - Paper Copy)
- Quick Investment Questionnaire for Investors seeking Growth (with £75,000 or more to invest)
- Quick Investment Questionnaire for Investors seeking Growth (with less than £75,000 to invest)
- Quick Investment Questionnaire for Investors seeking Income
- Letters of authority _____________________________________________________________
Heritage Wealth Management Literature
- HWM Terms & Conditions
- HWM Terms & Conditions Declaration
- Joint Report Authority (for couples)
- Joint Bond Declaration
- SIPP Drawdown Form
- ISA, OEIC & Unit Trust Key Features Document
- ISA, OEIC & Unit Trust Terms & Conditions
- Onshore Bond Key Features
- Onshore Bond Policy Conditions
- Offshore Bond Key Features
- Offshore Bond Policy Conditions
- SIPP Key Features
- SIPP Terms & Conditions
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Heritage Portfolio Performance
Premier Service - Internally managed investments with a combined total of £75,000 or more
HFS Growth Portfoilos
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HFS 5 | |
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HFS 7 | |
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HFS 10 | |
HFS Income Portfolio
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Executive & Super Saver Service - Externally managed investments with a combined total of less than £75,000
HFS Actively Managed Portfolios
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HFS Passively Managed Low AMC Portfolios
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Heritage Financial Services
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Heritage Financial Services Brochure Guides
Current edition of Smartmoney
Sept/Oct 2011 |
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Past editions of Smartmoney
July/Aug 2011 |
May/June 2011 |
March/April 2011 |
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Click on the pictures below to open the brochres
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HMRC Guides
- BR19 Pension Forecast
- BR19 Pension Forecast Explanation
- R85 tax form (getting interest paid gross)
- R85-helpsheet
- R40 tax reclaim form (non tax payer reclaiming tax paid)
- Notes for completing R4
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FSA Factsheets
- Using a Financial Adviser
- Retirement
- Starting a Pension Plan
- Unlocking pensions - make sure you understand the risks
- Pension Statements
- Income Withdrawal - a retirement option for you
- Retiring Soon. What to do about your pensions
- Retiring Soon. Managing your income
- Annuities & Other Retirement Options
- Salary Related Pension Transfers - your options
- Savings
- Trust Planning
- Making a complaint
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Garbetts Financial Strategies Literature
- Client Agreement
- Execution Only Agreement
- Personal Questionnaires
- Risk Profilers
- Risk and Reward Questionnaire (15 Questions)
- Risk and Reward Questionnaire (15 Questions - Paper Copy)
- Quick Risk Profiler for Investors seeking Growth (with £75,000 or more to invest)
- Quick Risk Profiler for Investors seeking Growth (with less than £75,000 to invest)
- Quick Investment Questionnaire for Investors seeking Income
- Letters of authority