Investment Questionnaires

Collective Investment Account Details

Other Investment Products

Still Unsure?

OEICs / Unit Trusts (Collective Investment Accounts)

OEICs & Unit Trusts are tax efficient savings vehicles.

What are the benefits of using an OEIC or Unit Trust

When should I use an Collective Investment Account (CIA)?

Because a CIA does not offer the same tax advantages as an ISA, we would always recommend that you fully utilise your ISA allowance before contributing to an OEIC. If you have monies in excess of £20,000 to invest, and CIA could be the best place to hold your monies which can then be used to top up subsequent year's ISAs. Depending on your circumstances, it may be more preferential put your monies in an Investment Bond instead. If you would like help deciding which route is best for you, depending on whether you want capital growth or income, complete the relevant Investment Questionnaire to your left or contact us via our call back form.

How do I invest?

Step 1: Complete the appropriate Investment Questionnaire depending on whether or not you wish to receive an income from your investments.

Step 2: We will check through your questionnaire, assign you a client number and email you links to the appropriate product application form(s) and compliance documentation.

Step 3: Upon receipt of your completed documentation and funds, we will invest your monies into the recommended products as per your stated risk profile.

Step 4: Once the policy is set up, we will provide our excellent ongoing support package. For more details, click here.

Why invest with Heritage?

Heritage offer a great range of investment with market leading savings, excellent initial support and ongoing product management. Click here for further details.

The value of investments can go down in value as well as up. It is therefore important that you understand the risks and commitments. So you can make informed decisions yourself we aim to provide you with the best information, best service and best prices. If you are unsure about the suitability of an investment please contact us for advice.