Section 1 - Personal

* Required Field

* *

*

* *

Occupation Salary (£) (do not include any dividend payments)

Section 2 - Contributions

Have you made any pension contributions in this tax year?

Yes.... (£) ..... No

Enter any personal and or employer contribution that you wish to make:

.....

....

 

Section 3 - Existing pensions

Is there a pension policy that you would like to make contributions to? ...

If yes, select product provider

Policy Number

 

Would you like to transfer your exisiting pension(s)?

1

2

3

 

Section 4 - Retirement objective

Would you prefer a low cost pension plan with a more limited fund choice and flexibility of retirement options or a higher cost pension plan with greater fund choice and flexibility of retirement options?

Lower cost, limited flexibility aaaaa Higher cost, greater flexibility

Do you currently hold (or intend to hold in the future) non standard investments in your pension such as commercial property or directly held equities acquired through a stockbroker?

Yes - commercial property Yes - directly held equities Yes - other non standard investment

No - I do not hold, and do not intend to hold non standard investments in my pension

Proposed Retirement Age *

What percentage of your current salary (in today's terms) would you like to plan for?

40% 50% 60% 70% 80% 90% 100%

Note: 50% is standard

 

Section 5 - Your Atitude towards fund annual charges

Do you favour performance over lower charging funds?

I believe that funds managed by fund managers, which have higher annual charges, can

 

Section 6 - Risk profile

Please read the description and afterwards click on the most appropriate radial button to confirm your choice. The lowest risk portfolio is 1 and gradually increases in risk to 10. If, after looking at the table below, you are unsure about what your risk profile is you can complete our Risk and Reward Questionnaire in addition to this questionnaire which will enable us to calculate your risk tolerance and advise you accordingly.

 

Growth
Portfolio

 

Risk Profile

Description

Minimum Recommended Investment Period

1

2

Low

You accept exposing your investment to a small degree of risk, in return for an increased capital growth you would expect from cash savings accounts. You are more interested in preserving the value of your investment against inflation than exposing your capital a risk of large losses.

Both of these portfolios will largely invest in Cash, Gilts, Money Market, Property and Fixed Interest funds. Porfolio 1 will have a greater allocation on Money Market funds.

(View these funds) .. (HFS1 performance).... (HFS2 performance)

At least 3 years

 

3

4

 

Low to Medium

You accept exposing your investment to a small degree of risk, in return for an increased capital growth you would expect from cash savings accounts. You tend to prefer investments that expose your money to less risk of a decline in value.  However, you recognise that in order to achieve higher returns, you accept that you must take some additional risk by investing a small proportion in UK equities. You acknowledge that your investment is more likely to fluctuate in value during the investment period.

Portfolio 3 will largely invest in Fixed Interest, Property and UK Equity funds. (View these funds)...... (HFS3 performance)

Portfolio 4 will largely invest in Fixed Interest, Property, and a small percentage in UK Equity, European and North American funds. (View these funds) ......(HFS4 performance)

At least 5 years

 

5

6

 

Medium

You are willing to place some reasonable emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to invest in a much wider/global range of funds and therefore accept that any investment is more likely to fluctuate in value during the investment period. 

Portfolio 5 will largely invest in Fixed Interest, Property, UK Equity, and a relatively small percentage in European, North American, Far Eastern and Global Emerging Market funds........................(View these funds)...... (HFS5 performance)

Portfolio 6 will largely invest in Fixed Interest, Property, UK Equity, and a relatively small percentage in UK Smaller Companies, European, North American, Far Eastern, Global Emerging Markets and Japan funds. ..............................................................(View these funds)...... (HFS6 performance)

At least 7

7

8

 

Medium to High

You are willing to place a lot more emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to accept that any investment is more likely to fluctuate in value during the investment period, with much sharper gains and losses. 

Portfolio 7 will invest a lower percentage in Fixed Interest funds, Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, North American, Far Eastern, Global Emerging Markets and Japan funds............................... (View these funds).......(HFS7 performance)

Portfolio 8 will invest a lower percentage in Fixed Interest funds, Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds. ......................................... (View these funds)....... (HFS8 performance)

At least 10 years

9

10

 

High

You are willing to place a lot more emphasis on obtaining much higher capital growth than you would expect from a savings account and as such, you must be prepared to accept that any investment is more likely to fluctuate in value during the investment period, with much sharper gains and losses.

Portfolio 9 will invest a lower percentage in Property, UK Equity, and a relatively increasing percentage in UK Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds............................................ (View these funds)...... (HFS9 performance)

Portfolio 10 will invest a lower percentage in UK Equity, and invest more heavily Smaller Companies, European, European Smaller Companies, North American, North American Mid Cap, Far Eastern, Global Emerging Markets and Japan funds....... (View these funds)...... (HFS10 performance)

At least 10 years

 

Section 7 - Options on how to invest your money (lump sums only)

*

Section 8 - Your comments

Provide us with any information that will help us arrange the most appropraie pension and funds

 

*

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Request Callback

Complete this form if you are planning to invest for capital growth, but are not sure which product or funds to choose. Once you have completed and returned the form by clicking on the Submit button, it will enable us to determine the most appropriate investment route for you.

Please read this statement:

This essentially is an emailed questionnaire from you to us, which helps us to put you on the right track to pick the investment that we believe to be the most appropriate for you.

We ask that you complete all of the data capture boxes that are relevant to you. If you do miss one or more of the data capture boxes, we will contact you so that you are able to provide this over the telephone, by post or email. This will effectively extend the application process.

Advisory process

Step 1 - Complete the Investment Questionnaire and submit to us

Step 2 - Once we receive the emailed Questionnaire, we will evaluate it and with any additional information we may ask of you, contact you via email what we believe is the best investment(s) for you.

Step 3 - You will need to confirm your acceptance or rejection. If you accept, we will ask you to complete the recommended investment application(s) on-line, by providing you with the appropriate web links. Once this has been received, we will register you onto the Heritage Wealth Management investment platform (administered by Standard Life).

 


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