Heritage Income & Growth Investment Portfolios

Heritage produce a range of risk appropriate investment portfolios for income and growth seeking clients. We regularly review the underlying investment funds of our portfolios and make changes when we feel that a fund is no longer performing up to our expectations. We also alter the asset allocation of our funds in line with global economic circumstances. We publish our new portfolios half yearly on our website so our non-advisory clients can keep their investments aligned with the risk appropriate portfolio. For details of our portfolio performances against their benchmarks, click on the appropriate link on the left side bar.

Investing in a portfolio rather than a single share/fund has the following advantages:

• The greater the number of investments, the less impact one performing poorly will have on the overall value of your portfolio
• Different geographical markets rise and fall at different times. Spreading your investment across the globe can help to minimise the impact of a particular region's poor performance on your investment return.
• Different investment sectors perform well at different times. Holding property and fixed interest investments as well as equities in your portfolio minimises the risk of a sector collapse substantially reducing the value of your portfolio

Income Portfolios

For investors seeking a monthly income, Heritage offer three portfolios paying approx. 4%, 5% and 6% annual income respectively. The higher the income, the riskier the underlying investments need to be in order to try to generate the return. For more details about the underlying investment funds of our income portfolios, click on the appropriate link below:

Growth Portfolios

For investors seeking portfolio growth, Heritage offer a range of risk appropriate portfolios. Our portfolios range from the very defensive for those whom protection of existing capital is the most important to the very risky for those seeking potentially high returns. For more details about the underlying investment funds of our growth portfolios, click on the appropriate link below.