Top 100 ISA, Unit Trust & OEIC Funds

Although we provide to over 2,000 investment funds, it can be very time consuming researching them all, and very often, it is only a relatively small number of funds that are the most popular. These funds have been carefully researched and in our opinion provide good value, which is based on the performance of the investment manager and charges.

Most of Heritage's new business is set up through our own investment platform - Heritage Wealth Management. There are no additional product charges for Heritage Wealth Management investments and the funds are offered at a substantial discount to the price you would purchase them direct. Our servicing fee is in addition to the fund charges and is dependant on the servicing option you choose. We have five servicing options for our clients. The annual charge ranges from 0.4% per annum for our Self Select Service to 1.0% for our Premier Service.

 

Investment Sector
Fund Name

AMC (%)

Fact Sheet
Fund Name

AMC (%)

Fact Sheet

Risk Rating

Money Markets
Premier UK Money Market ^ M&G High Interest *
Close Capital Account ^ Blackrock Cash ^
* Suitable for Stocks & Shares ISA ^ Not suitable for Stocks & Shares ISA
1
UK Gilt
M&G Gilt & Fixed Interest Royal London UK Govt Bond
Schroder Gilt & Fixed Interest  
2
Sterling Corporate Bond
M&G Corporate Bond A Invesco Perpetual Corporate Bond
M&G Strategic Corporate Bond A Schroder Corporate Bond
Fidelity Money Builder Income      
2

Sterling Strategic Bond

M&G Optimal Income Fidelity Strategic Bond
Investec Sterling Bond Invesco Perpetual Monthly Income Plus
3
Property
L&G UK Property Trust Henderson UK Property
Ignis UK Property Aviva Inv Property Trust
3
Sterling High Yield
Schroder Monthly High Income Investec Monthly High Income
Baillie Gifford High Yield Bond Threadneedle High Yield Bond
Aegon High Yield Bond Standard Life Higher Income
4
UK Equity Income & Growth
Invesco Perpetual High Income Invesco Perpetual Income
Neptune Income
5
UK Equity Income
Schroder Income Threadneedle UK Equity income
Artemis Income BlackRock UK Income
Standard Life UK Equity High Income Newton Higher Income
5
UK All Companies
AEGON UK Equity A Fidelity Special Situations
BlackRock UK Dynamic A M&G Recovery A
Fidelity Moneybuilder Growth Schroder UK Alpha Plus
6
Specialist
JPM Natural resources Jupiter Financial Opportunities
BlackRock Gold & General First State Global Resources
Neptune Russia & Greater Russia A Invesco Perpetual Latin America
7
Europe (Excluding UK)
Fidelity European Opportunities Cazenove European
BlackRock European Dynamic A Standard Life European Equity Growth
8
North America
Neptune US Opportunities Schroder US Mid Cap
Threadneedle American Select Martin Currie North American
Baillie Gifford American  
8
UK Smaller Companies
Standard Life UK Smaller Companies Old Mutual UK Select Smaller Companies
Invesco Perpetual UK Smaller Companies Equity Investec UK Smaller Companies
9
Asia Pacific (Excluding Japan)
First State Asia Pacific leaders A Fidelity South East Asia
Newton Oriental Invesco Perpetual Asian
First State Greater China Growth Aberdeen Asia Pacific
10
Japan
Schroder Tokyo Invesco Perpetual Japan
Jupiter Japan Martin Currie Japan
10
Global Emerging Markets
Baillie Gifford Emerging Markets Growth A AXA Framlington Emerging Markets
Aberdeen Emerging Markets First State Global Emerging Leaders A
10
Cautious Managed
JPM Cautious Return A Acc Gartmore Cautious Managed Ret Acc
Fidelity Multi Asset Strategic Henderson MM Distribution
Jupiter Merlin Income Portfolio Acc  
4
Balanced Managed
CF Miton Special Sits Pfl A GBP Jupiter Merlin Balanced Pfl Acc
Neptune Balanced Acc Newton Balanced SIS
6
Active Managed
Jupiter Merlin Growth Portfolio Acc Henderson Multi Manager Growth
Aberdeen MMgr Eq Managed Pfl Acc Newton Managed SIS
8
Tracker Funds
L&G All Stocks Gilt I Acc L&G All Stocks IL Gilt I Acc
L&G UK Index I Acc L&G European Index I Acc
L&G US Index I Acc L&G Pacific Index I Acc
L&G Japan Index I Acc L&G Global 100 Index I Acc